Receive money from your customer invoices today.

Don't wait 90 days to receive money for your customer invoices.
Get the money immediately and pay when your invoice is paid.

Financing my customer invoices

Reduce your working capital requirements with Karmen Factor

Get your outstanding customer invoices paid today.

Pay in 30, 60 or 90 days, when the invoice is paid by your customer.

Simple, fast and with no hidden costs.

Registration in 5 minutes, release of funds in 48 hours.
Process with no collateral required and no deposit. 

Invisible to your end customers.
The invoice is not transferred.

Keep in touch with your customers. Karmen Factor is all about your business.

Develop your business serenely over the long term.

Karmen supports you over the long term, with recurring customer invoice financing in line with your needs.
Finance your invoices

Karmen Factor reduces your WCR

Each month, receive your B2B customer invoices paid in 30, 45 or 60 days.

Get funded

Invisible for your customers

The invoice is never transferred, it remains in your hands.

Finance 100% of your B2B invoices

Automatic reimbursement when your customer pays you.

With you for the long term

Your Factor credit line grows with your needs.

Karmen Eligibility Criteria

Eligibility Criteria

  • Company based in mainland France with at least 2 years' seniority

  • B2B invoices only, paid in 30 days or more

  • €300k+ in sales over the last 12 months

  • Positive shareholders' equity and clean payment history

Am I eligible?

Subscribe in 3 easy steps

1

Test your eligibility in 30 seconds

2

Connect your accounts to our platform to set your credit limit

3

Import and finance your invoices within 48 hours

We have supported over 600 companies like yours.

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