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Karmen redefines access to financing for French SMEs

Our mission is to simplify and make business credit instantaneous for every entrepreneur. Founded to complement traditional bank financing, Karmen supports business growth through technology and real-time data flow analysis.

2021

creation of Karmen

600M€

of funding requests

100M€

raised in debt in June 2024

+1000

funded companies

A word from the co-founders

“The financing needs of businesses are changing, with increasingly specific and timely requests.

Frustrated by the lack of financing available to businesses, we created Karmen.

Why?
To support business leaders with transparency and speed in order to transform the European financial landscape."

Gabriel Thierry, CEO
Baptiste Wiel, COO
Grégoire Gutzwiller, CTO

Karmen Founders

Our values

Accessible

We want to democratize access to financing for companies

Innovative

We want to change financing models in an ultra-regulated sector

Agile

We are flexible and adaptable to meet the needs of every business leader.

The team

We are supported by

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