Connect your Qonto account to Karmen
Simplify your financing application Karmen using information from your Qonto account.
Connect your Qonto account to determine your eligibility for financing in just a few simple steps.
![Integration Karmen and Qonto](https://cdn.prod.website-files.com/61c33abf370af2150d5f8f79/63b6c70fccc685db8185d577_Partnership_Karmen-to-Qonto.webp)
Simplify your financing application Karmen using information from your Qonto account.
Connect your Qonto account to determine your eligibility for financing in just a few simple steps.
100% digitized, your Qonto account gives you access to financing in just a few steps
A 48-hour response with a financing offer from our credit experts
Customized financing fully adapted to your company's growth needs
Your Qonto data is automatically synchronized, and
you can then add additional documents.
We analyze your company's eligibility and propose a financing offer.
Validate the offer that suits you best
Receive funds directly into your Qonto account.
Analyze your financial indicators from your Karmen space.
Access new financing whenever you need it.
To be eligible for our funding, you must have at least :
- 9 months of commercial activity
- 300 000€ of income over the last 12 months
- Company or entity based in mainland France
Karmen recently raised 100 million euros in debt from Fasanara Capital.
That's why Karmen offers competitive financing terms.
Read our press release for more details.
Unlike banks, Karmen financing operates without interest rates.
We take a fixed, transparent commission on the total amount financed.
The commission varies between 3% and 8%, depending on the amount, the repayment period (maximum 24 months) and your company's score.
No warranty, no hidden costs.
With Karmen, you'll always have a clear picture of your financing costs and payment schedule, before you sign anything.
Karmen is a Fintech redefining access to financing for all French companies.
Karmen enables companies to obtain a loan in 48 hours and in just a few clicks, thanks to a 100% online financing application.
1. Apply for funding from Karmen.
2. download your documents and connect your tools to the Karmen app.
3. Receive a financing offer in less than 48 hours.
4. Repeat as many times as your growth requires.
Absolutely. You are 100% free to use the growth capital funded by Karmen as you wish.
No, the Karmen funding application is free. It only takes a few minutes to register and your funding application can be approved within 48 hours.